Best Benefits of the Citi Premier Card
The Citi Premier Card offers a range of impressive benefits that make it an attractive choice for travelers and everyday spenders. Here are some of the best benefits of the Citi Premier Card. This was the first travel reward credit I personally got. I used the sign-up bonus from this and half the bonus from a second Premier card (read about player two-mode) to fly our family of three to Europe and back.
Citi Premier Card Generous Points Earning Potential:
With the Citi Premier Card, you can earn points on a wide range of purchases. You earn 3x points per dollar spent on travel, including gas stations, airfare, hotels, and more. Additionally, you earn 2x points per dollar spent on dining out and entertainment and 1x point per dollar spent on all other purchases. This accelerated points-earning structure allows you to accumulate rewards quickly.
Valuable ThankYou Points Redemption Options:
The Citi Premier Card offers various options for redeeming your ThankYou points. You can use them to book travel through the ThankYou Travel Center, where each point has a fixed value. Alternatively, you can transfer your points to participating airline loyalty programs, potentially unlocking even greater value for your rewards.
Citi Premier Card Annual Hotel Savings Benefit:
As a Citi Premier Cardholder, you can enjoy an annual hotel savings benefit of $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through the ThankYou Travel Center. This benefit can provide significant savings on your hotel expenses. The hotel benefit alone covers the annual fee for the Premier. If you spend $500 dollars a year on hotel stays like us, that really makes this card fee-free. Is the annual fee a hard no for you? Read our post, The Top 5 No Annual Fee Travel Credit Cards.
No Foreign Transaction Fees with Citi Premier Card:
The Citi Premier Card does not charge foreign transaction fees, making it an excellent card to use when traveling internationally. This can save you money on purchases made abroad and help you avoid unnecessary fees.
Travel Benefits and Protections:
The Citi Premier Card provides a range of travel benefits and protections, including travel accident insurance, trip cancellation, and interruption protection, lost baggage protection, and worldwide travel accident insurance. These protections offer peace of mind and coverage during your travels.
Concierge Service:
As a Citi Premier Cardholder, you have access to a 24/7 concierge service that can assist you with various travel-related and personal tasks. This service can help with booking reservations, finding local attractions, and more, enhancing your overall travel experience.
Flexible Points Transfer Options:
The Citi Premier Card allows you to transfer your ThankYou points to a variety of airline loyalty programs. This flexibility gives you the opportunity to maximize the value of your points by transferring them to your preferred airline partner and taking advantage of their award redemption opportunities.
Purchase Protection and Extended Warranty:
The Citi Premier Card offers purchase protection, which provides coverage against damage or theft of eligible purchases within 120 days of purchase. Additionally, it extends the manufacturer’s warranty on eligible items, providing you with added peace of mind and potential cost savings.
Easy Account Management and Mobile App:
Citi provides user-friendly account management tools and a mobile app that allows you to track your spending, view your rewards balance, make payments, and manage your account conveniently. This makes it easy to stay in control of your finances and rewards.
Citi Entertainment Access:
As a Citi Premier Cardholder, you gain access to exclusive pre-sale tickets, preferred seating, and VIP experiences for concerts, sporting events, and more through Citi Entertainment. This benefit provides you with opportunities to enjoy unforgettable experiences and entertainment.
Keeping your Travel Rewards Cards Safe
Travel reward credit cards that contain chips and utilize RFID (Radio Frequency Identification) technology offer convenience and security for frequent travelers. The inclusion of RFID chips in these cards allows for contactless transactions and faster processing at various locations around the world. However, it is important to be aware of the need to protect these cards from potential RFID skimming or unauthorized scanning. You can read our post about RFID Wallets for more details.
Citi Premier Card Conclusion
The Citi Premier Card offers a compelling points-earning structure, flexible redemption options, valuable travel benefits, and convenient account management tools. For the latest details, check the Citi Bank website. These benefits make it an appealing choice for those seeking a versatile rewards program that caters to both their travel and everyday spending needs. As stated above, this was the first travel card I got. My decision was based on the fantastic 80K sign-up bonus and the 3X points at gas stations (I commute 240 miles a day for work). Take your time to think about your expenses and where you would like to travel. Not all cards have the same transfer partners. Looking for more information on the best card for you? Check out our post The Best Travel Reward Credit Cards